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Most local businesses need more than one license. Very few need all of them.

Licensing is not one form. It is up to four separate layers of government, each with its own rules, and the combination that applies to you depends on what you sell, where you do it and who you employ. This guide walks the layers in order so you can work out which ones are yours.

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What this site is

General information Written for owners in plain English. Not legal, tax or accounting advice.
Rules vary by location Requirements differ by state, county and city. We say so rather than generalising.
No scores or rankings We do not rate vendors or publish tier lists. Where we point somewhere, we say why.
Primary sources Guides link to the agency that actually issues the thing being described.

The full index

12 guides

Which licenses and permits you actually need

The four layers of licensing — federal, state, county, city — and how to work out which apply to you.

Licensing

Registering a DBA or trade name

What a DBA does and does not do, where it gets filed, and when you need one.

Licensing

Sales tax permits and when they apply

Seller permits, economic nexus, and the taxability of services.

Licensing

Health permits for food businesses

Plan review, inspections, manager certification and cottage food laws.

Licensing

Zoning and home-based businesses

Home occupation permits, what typically triggers a complaint, and HOA rules.

Premises

Reading a commercial lease

Gross vs. net, CAM charges, personal guarantees, and the clauses worth negotiating.

Premises

Signage permits and storefront rules

Sign permits, size and illumination limits, and accessibility at the entrance.

Premises

Setting up a Google Business Profile

Verification, categories, service areas, and the fields that affect what shows in the map pack.

Getting Found

Local search: the basics

NAP consistency, citations, reviews, and what a local landing page needs.

Getting Found

Hiring your first employee

EIN, state registrations, I-9 and W-4, workers comp, and the posters you are required to display.

Operations

Business insurance basics

General liability, property, workers comp, professional liability — and what a BOP bundles.

Operations

How this site is written

What we check, what we will not claim, and how to tell us we got something wrong.

The Brief

Spotted something out of date?

Licensing rules change, and local ones change quietly. If a guide here no longer matches what your city or state requires, tell us and we will correct it.

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